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The Mind over MoneyTM : Pre-Bankruptcy counseling software has been designed to guide the counselor and client through the 90-minute briefing required for consumers seeking to file bankruptcy.
To Register for Software, upgrade to a paid membership
The BAPCPA law has created a need for a verifiable way in which to provide the mandatory 90-minute pre-bankruptcy counseling and post-filing debtor education sessions. The Mind over MoneyTM software was developed to satisfy the first of these new Federal requirements.
Description
The software covers the following four essential components as outlined by the U.S. Department of Justice (DOJ).
1. Analysis of the current financial situation
2. Guided exploration of the underlying cause of debt
3. Comprehensive education on all of the alternatives
4. Formulation of a spending plan and a solution
This breakthrough software is available to certified counselors who want to deliver optimum counseling with a feature-rich,
easy-to-use guidance tool. This program was designed with both the counselor and client in mind. With its user-friendly interface and intuitive design, you will find the pre-bankruptcy counseling process straightforward to manage while meeting the requirements of BAPCA. Users simply log in using their membership ID number to begin the step- by-step counseling session. With this feature-rich, web-based software, counselors will enter client data and retrieve valuable support resources along the way
Resources
- Proven counseling strategies
- Answers to frequently asked questions
- The "best of the best" cost cutting ideas
- Action plan templates
- Federal and State consumer resources
- Essential credit card and credit report information
- Calculators for computing debt-to- income ratio, net worth, expense category totals, and credit card payment projections.
Clients will come away from the session with a clear understanding of their financial situation, where they want to go, and how they are going to get there. They will have a solid spending plan in place along with action plans and resources that target client-centered short and long-term goals.
Click here to register for the Mind Over Money software |